How To Raise Real Estate Investment Capital

Why Your Rich Uncle Won’t Invest with YOU!

Have you ever had a rich friend, uncle, or neighbor that will not open up their wallet to do business with you? There may be many reasons they refuse to do business with you. Let’s look at three common reasons and what you can do to get their attention:

1. Friends and family do not want money to get in the way of relationships. Disagreements over money have caused many rich families to become divided. One way around this is to create a company and make them a partner. Show them how investing in our company is no different from investing in a company in the stock market (except you both have more control). Set clear expectations of what each of you will provide to the company. If you’re smart, you’ll show them all the things you will do and all they have to do is write a check and examine the monthly/quarterly reports you send them. Your friends and family might also be more comfortable if you have other investors as well. There are many ways you can ease their fears and finding what those fears are is a good first step.

2. They don’t understand the investment. There is an old saying, “A confused mind says no”. Just because someone has accumulated some wealth does not mean they understand real estate investing. Here’s where you have to be very clear on what you do. You can’t overwhelm your investors with the blow by blow details. They need to know what you will do with their money, how they are protected, what their return will be and when they will receive payment. That is not to say you should hide any pertinent details, however they don’t care that you will be painting the rooms off-white.

3. You lack credibility. Let’s face it, unless you have a huge investment portfolio you are still somewhat unproven. And for that matter, friends and family have known us at our worst (they remember we got a D on a test back in the third grade). This is where your board of advisors and partners become extremely important. While Aunt Susie might be willing to loan you a couple hundred dollars, she wants to know her $100K is going to come back to her. If you have done some deals, make sure to highlight them in written format. Additionally, correctly chosen business partners or advisors with experience can also increase your credibility. To help with your personal credibility put together a professional looking credibility kit. To help with the credibility of the deal, put together all the numbers, pictures and a summary of the investment in a professional manner. (Personally I did not invest with a known “guru” because the presentation wasn’t done professionally). The details in the presentations matter.

Not all of your friends, family or neighbors with money will do business with you. If you want to increase your success rate then make sure you are sending out a clear, concise, and professional message. After you’ve done a few successful investments, they’ll be asking you to get involved.

All Credit Repair Companies Are Not Created Equal

With thousands of credit restoration companies conducting business across the country, finding the right one can be difficult and intimidating but it is imperative that you take the time required to not only find a reputable one but also find one that has the knowledge, experience and ability to provide the level of service you expect and the optimal results you deserve. Your decision should not be impulsive. Choosing a bad credit restoration organization will leave you vulnerable and increases the probability that further damage will be caused to your personal credit file but on the other hand, choosing a good credit restoration organization has the potential to be one of the best financial decisions of your life by dramatically cleaning up your personal credit file and improving your credit score. There are numerous items to consider beyond price when making your decision. Recognizing the difference between price and value is imperative as seeking assistance from a company in the credit repair industry is almost always a case of, “You get what you pay for”. The following paragraphs explain the four types of credit repair companies that make up the industry and what to expect from each.

Credit Repair Company Type 1:
The first type of credit repair company is typically a one-man show run out of a home office. In general, this type of company advertises extremely low rates for their service and will usually have unbelievable service guarantees to top it off. It is not uncommon for this type of credit restoration organization to be a complete scam and take the consumers’ money without providing any service at all. Moreover, if you are dealing with a company that falls into this category you are lucky if the only thing you lose is your money and not your identity in the process. In this day and age, identity theft is happening on epidemic proportions. Unless you know the company to be reputable, you should think twice before handing over your personal identification information.

While all credit restoration organizations that fall into this category are not scams, it is very common for the individual running this type of company to be completely unaware of the compliance all credit restoration organizations must adhere to. This company will typically use 3 or 4 standard dispute letters that are extremely generic and not intended to be used in every situation. Although using standard dispute letters may provide some level of positive results, their use also has the potential to further damage your credit. Moreover, the use of standard dispute letters usually only provides temporary results as the negative information removed from your personal credit file will most likely reappear on your credit file the next time it is reported by the creditor.

Credit Repair Company Type 2:
The second type of credit repair company generally appears to be much more legitimate. They will have a physical office but similar to credit repair company type 1, they only use the same standard dispute letters mentioned above. While typically not intending to operate illegally, compliance issues are usually overlooked. The largest difference between credit repair company type 1 and 2 is that the second usually makes use of an inexpensive software program that allows it to produce volume and handle clients on a much larger scale. The letters used are extremely generic and for that reason, will not get the best results possible. Although this type of credit restoration company may do a large amount of business, they are not setup to handle consumers that have specific credit related problems. This type of credit restoration company uses more of a cookie cutter approach.

The first two types of credit repair companies mentioned make up for more than 90% of the credit repair industry. Credit repair company type 3 and 4 are completely different and make up for less than 10% of the industry. It is very important to note the differences.

Credit Repair Company Type 3:
Not only is the third type of credit repair company usually compliant with the laws governing credit restoration organizations, but it is also usually well versed in the U.S. Code used to dispute negative credit items on the consumers’ credit file. Using more than just standard dispute letters, this type of company can be much more effective than the first two. Because this type of credit repair company has such a good understanding of the U.S. Code related to credit, it is typical for this type of company to offer custom credit repair work to its clients. The ability to provide custom work for its clients allows this type of company to go above and beyond the level of service provided by the first two types of credit repair companies.

Credit Repair Company Type 4:
The forth type of credit repair company is very much like the third type in that it is usually compliant with federal law, extremely well versed in the U.S. Code required to be effective in the credit repair industry and typically also offers to perform custom dispute work for its clients. The largest difference between credit restoration company type 3 and 4 is that credit repair company type 4 has attorneys on staff or is contracted with a law firm. Credit repair company type 4 will also usually be more expensive than the other three credit repair company types but will almost always be more effective. Not only can an attorney based credit restoration organization provide the best results possible, but a credit restoration organization that has attorneys on staff or is contracted with a law firm can also enforce the consumers’ rights should legal action be required to correct inaccurate items on a consumer’s personal credit file. Beyond that, by using an attorney based credit restoration company, the consumer can minimize the possibility that an item will be re-reported by a creditor as an attorney has the ability to take additional steps to block negative items from being re-reported on a consumer’s personal credit file. There are very few credit restoration organizations that fall into this category.

As you can see, it is not only important to find a credit restoration organization that is staffed with subject matter experts and has the ability to provide great results but it is also very important to find one that is compliant with the guidelines set forth by the federal government. Further, you should now understand the benefit of using a credit restoration company that has attorneys on staff or is contracted with a law firm. Your credit report has more of an influence in determining your financial future than most anything else. You should not put your credit report in the hands of just anyone. Choose a credit restoration company that is compliant, well versed in the related U.S. Code, staffed by subject matter experts and attorneys or employs the services of a law firm.

Houston Is A Transformed City After Dark

Rewind a decade back and we dare say that if someone suggested heading downtown Houston after dark, there would be many questions. There were not many reasons why one would actually leave the house for downtown.

Now, a decade later, the scene has changed. Everything’s so much more lively and fun downtown Houston. Charter bus, party bus or even luxury limousines are used for bar hopping adventures, bachelor parties or just a fun time with friends and family members. That is the kind of transformation that has seen Houston’s tourism industry growing by leaps and bounds. Tens of millions of people from out of town and foreign countries make their way here all year round. The pleasant year-long weather has a huge role to play for that decision.

A huge financial push in the real estate industry – One of the biggest reasons for the sudden tourism boom is the real estate industry. More people, more fun, more entertainment. Another great transformation is the pumping of funds into maintaining, developing and promotion of some of the largest tourist attractions in the city like the Minute Maid Park, Toyota Center and not to mention world class parks like the Discovery Green Park.

Bayou, where worlds meet – Although the public transportation system in Houston is mostly reliable and affordable, it makes more sense for large groups to make use of charter buses when visiting crowded attractions during the holidays. Wide acceptance of Houston’s growth was encouraging; hence the emergence of places like Bayou Place. Bayou is a vibrant place which was opened up in 1997 and measures, according to official stats, up to one hundred and thirty thousand square feet in total. It is the place where tourist can find all sorts of entertainment, including theaters, malls, comedy shows, restaurants, cafes, and night spots too. During peak periods, parking can be a huge problem and that is when using a Houston charter bus comes highly recommended.

Mosaic – DJing things up – If you are heading over looking for a fun nightspot, then consider Rocbar or Mosaic. These are DJ hot spots, which mean that there is often a showcase or showdown between talented DJs all year round. It is classy and casual at the same time. Big names in the DJ world has made their way here before in the past and who knows, you might get lucky and get to spend the night listening to a popular DJ spinning the songs out for you all night long while you enjoy your drinks.

Things have definitely changed for Houston and it is really more apparent during the night. No longer are the locals considered low-laying individuals with no time for partying, it is now a vibrant city filled with young people looking out for fun things to do too.

Exotic Thailand Travel

Thailand is considered as south East Asian treasure where tourists are provided with an opportunity to experience and relish modern splendors and traditional charm of this spectacular travel destination. It is also one of the most visited travel destination with spectacular natural surroundings. Thailand travel takes you along this golden land and be a part of its warm hospitality. The Thailand’s cool season runs from November until the end of February. One can initiate their holiday in Bangkok and can also explore the other regions like Pattaya, Phuket, Karbi and Koh Samui, Kanchanburi and many other hidden vacation spots of Thailand in the south east of Asia. Along with all these stunning destination tourists can also experience the throbbing night life, scrumptious and appealing Thai cuisine, rich culture and traditions, shopping in the splurging malls on top the warm hospitality of Thai people.

You will be glad to know that temples and religious places of Thailand are recognized by the world.

Thailand holiday packages offer all facilities inclusive of accommodation, travel, sightseeing and taxi booking to avoid any sort of unwanted confusion in your holiday. Whether your interest lies in exploring the country side or visiting the more popular tourist spot Thailand holiday packages offers everything as per your requirement and need. These packages offer wonderful water activities for the adventure lovers too. These packages customize your holiday as per your requirement and need. They offer packages that are very logically priced and do not burn holes to your pocket. These packages for Thailand takes you to beaches and islands and provide a grouping of pleasure, exotic locales, activity, and amusement and vacation that one desire. The place also offers a wide ranging nightlife. These packages also provides you with an opportunity to get involved in many aquatic activities such as scuba diving, sailing, parasailing, diving, undersea walk, submarine ride, water scooter ride and much more. In short we can say that Thailand holiday packages are the best way to explore this country within any hassles of making arrangements.

So if you want to surprise you family by taking them to a journey where they can find pristine beaches, fascinating wildlife, exotic natural beauty and rich cultural heritage Thailand is one such destination that will cater to all your needs and will offer you lifetime memories. So book your tickets now and avoid last minute confusion and enjoy a wonderful stay in Thailand.

Electronic Cigarettes in Review

Electronic cigarettes are on the rise, and since their introduction to America in 2006, they have had overwhelming acceptance coupled with overwhelming questioning. Many questions focus on whether or not electronic cigarettes are actually healthier for the consumer, and what makes electronic cigarettes function.

Are Electronic Cigarettes Better for Your Health?

While many people have switched to electronic cigarettes to avoid the well-known harmful effects of tobacco and tobacco smoke, others are leery of switching due to a lack of research done on electronic cigarettes. However, various companies, reviewers and doctors have reviewed the product and there seems to be an overwhelming conclusion, best said by Dr. Travis Stork from the popular television showThe Doctors:

“The greatest issue with cigarettes is the 500+ other ingredients added, not just the nicotine.

Do we recommend this for non-smokers? Of course not, but for current smokers this is the most revolutionary device to date.”

Tobacco cigarettes include over 4,000 chemicals and toxins, while electronic cigarettes, generally speaking, have a limited number of ingredients, with the major ingredients being nicotine and propylene glycol. The majority of the additional ingredients, used as a flavoring agent or scent agent, are also found in fruits and breads.

What Makes Electronic Cigarettes Function?

Electronic cigarettes, unlike conventional tobacco cigarettes, contain no combustion and require no ignition to function. Electronic cigarettes are powered by a rechargeable battery and contain between two and four parts.

Let’s examine the two-part model.

The two-part model includes a battery and a cartridge. The design of the battery includes a flow sensor, which determines when the user is using the product and the powering battery agent. The design of the cartridge includes the nicotine cartridge and a catcher feature which ensures there will be no liquid nicotine leakage.

When a consumer takes a drag from the assembled electronic cigarette, the flow sensor powers the battery on and vaporizes the nicotine in the cartridge, producing a satisfying puff of vapor. The “smoke” coming out of the consumer’s mouth is not actually smoke but rather a completely harmless vapor.

Explore electronic cigarettes and determine for yourself if you think that electronic cigarettes are safer and more effective than traditional tobacco cigarettes.

Skinny Strategies For Success on How to Build a Healthy Family

There are countless quick-fix solutions out there, none of these are particularly healthy and almost all of these options entail deprivation! That is exactly the reason so many of us who are trying to slim down struggle with fluctuating weight levels, often for the better part of our lives. Doing what we’ve always done, gives us what we’ve always gotten. So why do we all keep making the same mistakes over and over again? The answer is simple, the changes imposed upon our eating and lifestyle habits are simply not sustainable. Therein lays the golden rule to success to build a healthy family, because any steps we take to improve our eating and lifestyle habits must be attainable in order to make them sustainable.

1. You can start by considering your attitude towards food. Can you remember when you first began to struggle with your weight? Identify what factors have contributed to your poor eating habits, and what steps you have taken to address your weight issues. These are very important matters to consider, and these should be addressed at the start of any weight loss program. The reason for this is that it helps you to develop a better understanding of your eating habits, and you can identify your weaknesses, your potential pitfalls and the type of relationship you have with food. It is hard to cope with these temptations without the enlightened knowledge of where your problems originate.

2. Step two is to step up your exercise routine, especially during the high risk periods. No one really feels like exercising during the holidays or festive seasons, but there are ways to keep some kind of exercise routine going during these times. And if you are just bored with exercising, you are less likely to keep it up at all, so make it interesting for you and your family. Start by introducing new activities, like brisk fun walks or jogs along the beach, take an early morning swim or have a few tennis games with friends or family. This way every one can participate and enjoy the fun, and you get a healthy family.

3. Get yourself organized by having a plan of action. You would not tackle an important work project without a plan of action would you? So why treat your weight and your families health any differently? If snack tables are your weakness, then eat a healthy meal before hand and avoid the snack area completely. Too much alcohol is also very bad for you for several reasons, it ups your calories and carries the additional risk of reducing your will power when you need it most. And what’s more, binge drinkers are twice as likely to develop STD’s, so I assume food is sure to lose the battle too. Manage you problem foods by banishing them from your pantry, and only limit them to special occasions, but even better yet, rather try and find low fat alternatives instead.

4. A very important point that we should all remember, no matter what is to not skip meals. You run the risk of over-indulging later on. We have heard this countless times, and we all agree by now that breakfast is the most important meal of the day, but do you know that skipping breakfast causes you to consume more during the day? This holds true for young and old, so the whole family should start the day with a healthy breakfast, then we are well on our way to build a healthy happy family. Start your day the right way with a healthy breakfast, and follow it through with your regular meals and snacks.

5. Identify your food personality, and that of your family as well. Comfort eating is a case in point. Mindless eating is another trait that steadily leads to weight gain, as does impulse eating. For example seeing a snack in the store, and then purchasing it for immediate consumption without even thinking about it, especially for the children in the family. Identify your personality and put definite steps in place to help you make smart choices to action weaknesses before they get the upper hand.

6. Keep a food journal. By writing down everything you eat and drink, you will be amazed at how much goes into your mouth. Putting this in black and white somehow makes it more real. People who keep a food journal are more likely to control the amount of food and what they eat. Then make water your drink of choice, after all it is free and also helps with weight loss.

Food is a gift. Meals celebrate occasions. By allowing food to dominate our existence leads to unhealthy weight gain and unhappiness and an unhealthy family.

Then with every small success, whether it be you or a family member, celebrate your success. Weight loss is a journey that takes time, structure and commitment. By celebrating your milestones along the way, you acknowledge your hard work and this motivates you to keep going and build a healthy happy family.

Longstay Travel Insurance: Extend Your Travel Stay

Whenever we decide to travel abroad, we always get the think of taking travel insurance. If you are an occasional traveler you’ll probably buy your insurance from the travel agent. But if you travel more than twice a year, it is much more cost effective to have one insurance lasting all year round, than buying one every time you travel. If you are travelling for a long time then its better to take longstay travel insurance.

Before buying any longstay travel insurance, it is better to go through the whole policy. Health concerns which are rather severe as well as problems brought about by alcohol and drug uses are oftentimes excluded from the full coverage a client is entitled to. War and terrorism clauses can be excluded in most policies to protect both the company and the traveler with the latter being influenced not to plan a trip to such hazardous nations. Travel insurance is an agreement or a contract which can offer a traveler with an adequate amount of assistance that can be beneficial when traveling so it would be smart to compare a list of policies beforehand.

There are different forms of insurance which is hard to classified but considering the durations, travel insurance is further divided in three types:

* Single trip,
* Multi-trip and
* Annual / Long stay

“Long stay” insurance is the most important and attractive part of the travel insurance because for the large number of travelers who planned their vacations for more numbers of days / many months. It not helps you only in travelling plans but also a safeguard for cancellation charges, luggage and personal belongings, financial investments, your health and well being and most important to give you sense of peace. Companies are offering much best coverage to the customers who are buying long stay like international travel insurance, top up insurance etc. The main benefit of this insurance is the customization of coverage. A customer of long stay travel insurance can optimize their coverage as per their need; he should take help with their insurance adviser. Go for most appropriate coverage often their charges may be more than the standard one. The customers must be clear about their need and the ignorance.

Finding the Best Corporate Travel Services

Corporate travel services should be chosen with great care. Engaging the right limousine company to provide corporate travel services is vital to the success of a business.
Important points to consider while making a decision are the ability of the company to adjust to the needs of the business engaging their service, the companies experience in the needed area, and the availability of the company to take care of even the minutest of details.

Creativity is essential for providing corporate travel services to clients that have unique needs or accommodation requests. If a business needs to engage someone to facilitate the performance of an animal show in Tibet, they will need an innovative team working for them to see that the event is successful. When setting up overseas conferences or events, a team of professionals assisting in the varied details that come with dealing with overseas governments and cultures is essential to its success. Sometimes the details can be tricky and require creative solutions where cross-cultural relations are concerned.

Hand-in-hand with the need for creative solutions is the benefit of corporate travel services that are familiar with the area where the event or meeting is taking place. Companies with knowledge and experience can help avoid annual festivals and local events that may make putting on the business’ event difficult. A good limo company can meet this need for complex logistics with enthusiasm and ingenuity.

This attention to detail can help insure a good return on the company’s investment in the event or meeting. Proper management of these details leads to profitable future working relationships between the travel service and the limousine company engaging them.

Publishing Industry Jobs

As recently as five to seven years ago, careers in the publishing industry were actually limited because of the small number of existing publishing houses, and the majority of those have been privately owned for generations and remain so today. However, many opportunities exist in the publishing industry because of the new innovative technology that has arisen out of the Internet.

Probably the most obvious job within the publishing industry is that of an author. The second most well known or recognized job outside of the publishing industry is that of a literary agent, and the third is editor.

Authors write the material or texts that are to be published. They submit their work to literary agents who forward the work onto the editors of publishing companies. Sometimes authors will forward their work directly onto the editor, foregoing the agent who will take a percentage cut of the author’s paycheck.

If the author is really lucky, the editor will call him directly with a job.

One of the problems is letting go of out-dated thinking and processes. While some places may have a ‘top-down’ problem, others have leadership that actually do think in terms of the 21st century and new media opportunities. But they are most likely the exception. Part of the problem is one of a slow-to-change work culture.

There are many (great) veteran editors and sales people in publishing companies near and far that have held on tightly to the same way of doing things; editors used to only have to work on a print version of a magazine and sales made fairly easy commissions on recurring print advertising. Now editors frequently have several outlets to satisfy (print, web, podcast interviews, webcasts and, yes, videos) while sales people have to sell sponsorships for these new content vehicles. Sales people also need to understand these new technologies to convincingly sell them.

Thepeople working in desktop publishing use a computer software in order to produce and format publication material. They basically use numbers, text and data to prepare the publication material. The publication material can range from newsletters, newspapers to magazines and books.

There is a huge demand for people in the desktop publishing industry. In fact the statistics show that about 4 out of 10 desktop publishing professionals work in various newspapers, books, periodicals and directories. Every 1 professional out of 4 work in the printing industry and other related activities.

The statistics also show that employment figures are also expected to grow faster in the near future.The jobs are easily accessible for people with a certificate or degree. To receive a degree you can get a training from an accredited vocational school or college. The time that you’ll have to invest in order to get a certificate in desktop publishing is not much, in fact it in about a year, what it takes to get yourself a desktop publishing certificate.

There are other lesser known jobs in the publishing industry other than author, agent, editor, and publisher. One of these lesser known jobs is that of author publicist. The publicist takes the published book, the author, and puts together a public relations campaign that goes beyond simply marketing. If the author is a growing phenomenon, chances are that the publicist can be seen right beside the author during book tours.

Tips on Finding The Right Toronto Moving Company Or Right Toronto Movers To Help You

It is important to find a professional Toronto moving company because the process of moving to a new home or office can be overwhelming. However, contracting a professional long distance moves company can make anyone anxious no matter where you live. You are entrusting your properties to other people after all.

Hopefully, the tips below will help you find Toronto movers that will make your transition to your new house a happy one.

1. If you check for moving companies online, in newspapers, or from radio and TV ads, be sure to get their office address. It is also better to find addresses that are nearer your old place so that you can check on them easily.

2. The distance of your old place, your new place and the location of the moving company’s garage is important because the company will have to consider travel time and gas expenses.

3. Once you visit the mover company’s office, you can check the quality of its facilities. You can find out if it’s moving trucks are in good condition and what kind of packing equipment it uses.

4. A good moving company will not charge you if you ask for estimates. If it is good, its representatives will visit your old place to have an idea of what kinds of furniture and appliances you need to move. This will help the company figure out what kinds of trucks and equipments to use.

5. Your visits to the movers at their office, and their visits to your home will give you a clue on what kinds of employees they have. A good moving company has employees who are respectful of you and your belongings.

6. Ask the long distance mover company about its insurance policies in case one of your belongings breaks or gets lots in the process.

7. Ask them also for discounts and special promos. Some mover companies have non-peak days like in the middle of the week or the month when their rates are lower.

8. Ask them about how they pack your things. What kinds of boxes do they use? How do they protect your things from breaking? How do they systematize and organize your belongings?

It is important to study a moving company’s services from when it gets your things from your old house to when they unpack your things to your new house.

You will know that you have a good moving company when it has good customer feedback, fair rates and professional crew of drivers and movers.

To know if a moving company’s rates are fair, visit and ask several companies about their rates and services and then compare for the best option. You can also ask your friends who have gotten the services of moving companies before, or check for Internet forums about people’s experiences with local moving companies.

In the end, your experience with moving company will confirm your decisions. Did they make your relocation easier? Or did they add more stress to it?